Cost of living crisis
ScotGov housing emergency action plan contains no new money for affordable homes
![Working with Lorraine Kelly helped me to realise I was done with fine-dining](/resources/images/128x89/1x/18094190.jpg)
![Working with Lorraine Kelly helped me to realise I was done with fine-dining](/resources/images/180x180/1x/18094190.jpg)
Exclusive
![Household energy bills to hit lowest in more than two years](/resources/images/128x89/1x/18092704.jpg)
![Household energy bills to hit lowest in more than two years](/resources/images/180x180/1x/18092704.jpg)
![Too many paying far too dearly for Bank of England's shortcomings](/resources/images/128x89/1x/17971650.jpg)
![Too many paying far too dearly for Bank of England's shortcomings](/resources/images/180x180/1x/17971650.jpg)
Business Voices
![The number of first-time buyers under the age of 30 is declining](/resources/images/128x89/1x/16116780.jpg)
![The number of first-time buyers under the age of 30 is declining](/resources/images/180x180/1x/16116780.jpg)
Business Voices
![Scottish chef cuts food bills to show the true cost of VAT](/resources/images/128x89/1x/17837919.jpg)
![Scottish chef cuts food bills to show the true cost of VAT](/resources/images/180x180/1x/17837919.jpg)
Exclusive
![Scots are cutting down as costs rise](/resources/images/128x89/1x/14661266.jpg)
![Scots are cutting down as costs rise](/resources/images/180x180/1x/14661266.jpg)
![Prices are falling fastest in butter, milk, and toilet tissues](/resources/images/128x89/1x/17794962.jpg)
![Prices are falling fastest in butter, milk, and toilet tissues](/resources/images/180x180/1x/17794962.jpg)
![Chris O'Shea, chief executive of Centrica](/resources/images/128x89/1x/17757379.jpg)
![Chris O'Shea, chief executive of Centrica](/resources/images/180x180/1x/17757379.jpg)
![GMB members on strike outside the Scottish Gas building in Edinburgh in 2021](/resources/images/128x89/1x/17755746.jpg)
![GMB members on strike outside the Scottish Gas building in Edinburgh in 2021](/resources/images/180x180/1x/17755746.jpg)
Business Insight
![Profits surge at Scottish Gas with relaxation of energy bill rules](/resources/images/128x89/1x/17754168.jpg)
![Profits surge at Scottish Gas with relaxation of energy bill rules](/resources/images/180x180/1x/17754168.jpg)
![Tenants and trade unions write to Scottish Government over rent cap ending](/resources/images/128x89/1x/10892918.jpg)
![Tenants and trade unions write to Scottish Government over rent cap ending](/resources/images/180x180/1x/10892918.jpg)
![Cost of living crisis](/resources/images/128x89/1x/15705651.jpg)
![Cost of living crisis](/resources/images/180x180/1x/15705651.jpg)
Exclusive
![Almost half of Scots expect finances to worsen in the next year](/resources/images/128x89/1x/17651697.jpg)
![Almost half of Scots expect finances to worsen in the next year](/resources/images/180x180/1x/17651697.jpg)
![Major beauty retailer reports surge in sales of affordable festive gifts](/resources/images/128x89/1x/17645768.jpg)
![Major beauty retailer reports surge in sales of affordable festive gifts](/resources/images/180x180/1x/17645768.jpg)
![Scottish Hospitality industry must address 'elephant in the room'](/resources/images/128x89/1x/17625072.jpg)
![Scottish Hospitality industry must address 'elephant in the room'](/resources/images/180x180/1x/17625072.jpg)
Exclusive
![Shipping levels through the Suez Canal have slumped by the most since the Ever Given blockage in 2021](/resources/images/128x89/1x/13059198.jpg)
![Shipping levels through the Suez Canal have slumped by the most since the Ever Given blockage in 2021](/resources/images/180x180/1x/13059198.jpg)
Business Voices
![Stock image](/resources/images/128x89/1x/17618179.jpg)
![Stock image](/resources/images/180x180/1x/17618179.jpg)
![A supermarket shopper](/resources/images/128x89/1x/17611509.jpg)
![A supermarket shopper](/resources/images/180x180/1x/17611509.jpg)
![Food inflation eases amid record festive supermarket spending](/resources/images/128x89/1x/13075163.jpg)
![Food inflation eases amid record festive supermarket spending](/resources/images/180x180/1x/13075163.jpg)
![Charities warn of impact of cost of living crisis on pets](/resources/images/128x89/1x/16191748.jpg)
![Charities warn of impact of cost of living crisis on pets](/resources/images/180x180/1x/16191748.jpg)
![One third of Scots are going into debt to pay for everyday essentials like food, a survey has said](/resources/images/128x89/1x/17533867.jpg)
![One third of Scots are going into debt to pay for everyday essentials like food, a survey has said](/resources/images/180x180/1x/17533867.jpg)
![Conor Forbes from Advice Direct Scotland is urging Scots to apply for a £300 cost of living payment](/resources/images/128x89/1x/17529922.jpg)
![Conor Forbes from Advice Direct Scotland is urging Scots to apply for a £300 cost of living payment](/resources/images/180x180/1x/17529922.jpg)
![The CMA is launching a deeper investigation into the pricing of baby formula in the UK](/resources/images/128x89/1x/17496840.jpg)
![The CMA is launching a deeper investigation into the pricing of baby formula in the UK](/resources/images/180x180/1x/17496840.jpg)
Business Briefing
![Energy giant hiring 350 in Scotland to assist struggling bill payers](/resources/images/128x89/1x/16462664.jpg)
![Energy giant hiring 350 in Scotland to assist struggling bill payers](/resources/images/180x180/1x/16462664.jpg)
![Gillian Martin has called for a 'social tariff' for energy bills](/resources/images/128x89/1x/17449383.jpg)
![Gillian Martin has called for a 'social tariff' for energy bills](/resources/images/180x180/1x/17449383.jpg)
![Edinburgh Castle](/resources/images/128x89/1x/17449224.jpg)
![Edinburgh Castle](/resources/images/180x180/1x/17449224.jpg)
![Food inflation falls to single digits for first time in 16 months](/resources/images/128x89/1x/17055291.jpg)
![Food inflation falls to single digits for first time in 16 months](/resources/images/180x180/1x/17055291.jpg)
![The Bank of England](/resources/images/128x89/1x/17055602.jpg)
![The Bank of England](/resources/images/180x180/1x/17055602.jpg)
LETTER OF THE DAY 📨
![Humza Yousaf](/resources/images/128x89/1x/17355044.jpg)
![Humza Yousaf](/resources/images/180x180/1x/17355044.jpg)
Updated
![Two thirds of Scottish parents are quitting their jobs or reducing hours due to childcare costs](/resources/images/128x89/1x/17354235.jpg)
![Two thirds of Scottish parents are quitting their jobs or reducing hours due to childcare costs](/resources/images/180x180/1x/17354235.jpg)
![SNP MP Hannah Bardell](/resources/images/128x89/1x/15018709.jpg)
![SNP MP Hannah Bardell](/resources/images/180x180/1x/15018709.jpg)
![Supermarket shopping](/resources/images/128x89/1x/17334602.jpg)
![Supermarket shopping](/resources/images/180x180/1x/17334602.jpg)
SNP CONFERENCE
!['We are truly gutted': Glasgow bagel shop to close as costs 'skyrocket'](/resources/images/128x89/1x/17312189.jpg)
!['We are truly gutted': Glasgow bagel shop to close as costs 'skyrocket'](/resources/images/180x180/1x/17312189.jpg)
![Tesco boss predicts the pace of food inflation will continue to slow](/resources/images/128x89/1x/17297814.jpg)
![Tesco boss predicts the pace of food inflation will continue to slow](/resources/images/180x180/1x/17297814.jpg)
![Festive test for Tesco as it lures in squeezed premium shoppers](/resources/images/128x89/1x/13075163.jpg)
![Festive test for Tesco as it lures in squeezed premium shoppers](/resources/images/180x180/1x/13075163.jpg)
Business Insight
![Funding raised for technology to help make homes more energy efficient](/resources/images/128x89/1x/17293696.jpg)
![Funding raised for technology to help make homes more energy efficient](/resources/images/180x180/1x/17293696.jpg)
![It is the first time food prices have decreased on the previous month in two years](/resources/images/128x89/1x/16633715.jpg)
![It is the first time food prices have decreased on the previous month in two years](/resources/images/180x180/1x/16633715.jpg)
![Everybody must eat, so why aren't we talking about our crippled food chain?](/resources/images/128x89/1x/16482355.jpg)
![Everybody must eat, so why aren't we talking about our crippled food chain?](/resources/images/180x180/1x/16482355.jpg)
Opinion
![Sharon White, chair of the John Lewis Partnership](/resources/images/128x89/1x/17228652.jpg)
![Sharon White, chair of the John Lewis Partnership](/resources/images/180x180/1x/17228652.jpg)
![John Lewis trims losses but recovery plan suffers two-year setback](/resources/images/128x89/1x/17153783.jpg)
![John Lewis trims losses but recovery plan suffers two-year setback](/resources/images/180x180/1x/17153783.jpg)
Business Briefing
![Supermarket inflation falls to lowest in more than a year](/resources/images/128x89/1x/17217194.jpg)
![Supermarket inflation falls to lowest in more than a year](/resources/images/180x180/1x/17217194.jpg)
Business Briefing
![Stock image of supermarket](/resources/images/128x89/1x/17195634.jpg)
![Stock image of supermarket](/resources/images/180x180/1x/17195634.jpg)
!['No doubt' the cost-of-living crisis is changing the way people buy homes](/resources/images/128x89/1x/13365574.jpg)
!['No doubt' the cost-of-living crisis is changing the way people buy homes](/resources/images/180x180/1x/13365574.jpg)
!['We're hanging on': Chef Nick Nairn on the perilous state of Scottish hospitality](/resources/images/128x89/1x/17155809.jpg)
!['We're hanging on': Chef Nick Nairn on the perilous state of Scottish hospitality](/resources/images/180x180/1x/17155809.jpg)
Exclusive
![Should households get help with energy bills?](/resources/images/128x89/1x/14661266.jpg)
![Should households get help with energy bills?](/resources/images/180x180/1x/14661266.jpg)
![Peter Atkinson](/resources/images/128x89/1x/17153359.jpg)
![Peter Atkinson](/resources/images/180x180/1x/17153359.jpg)
Business Insight
![Surge in first-time buyers turning to 'the bank of mum and dad'](/resources/images/128x89/1x/17145393.jpg)
![Surge in first-time buyers turning to 'the bank of mum and dad'](/resources/images/180x180/1x/17145393.jpg)
HOUSING CRUNCH
![Finding the path to affording a mortgage](/resources/images/128x89/1x/16047729.jpg)
![Finding the path to affording a mortgage](/resources/images/180x180/1x/16047729.jpg)
HOUSING CRUNCH
![Starting tomorrow in The Herald: The Housing Crunch](/resources/images/128x89/1x/16314926.jpg)
![Starting tomorrow in The Herald: The Housing Crunch](/resources/images/180x180/1x/16314926.jpg)
Business Insight
![Many people struggle to cope with energy bills in the summer](/resources/images/128x89/1x/14829684.jpg)
![Many people struggle to cope with energy bills in the summer](/resources/images/180x180/1x/14829684.jpg)
![Fuel poverty amongst over 65s doubles in two years, warns charity](/resources/images/128x89/1x/15281804.jpg)
![Fuel poverty amongst over 65s doubles in two years, warns charity](/resources/images/180x180/1x/15281804.jpg)
![Prime Minister Rishi Sunak](/resources/images/128x89/1x/17060710.jpg)
![Prime Minister Rishi Sunak](/resources/images/180x180/1x/17060710.jpg)
![Rishi Sunak on LBC](/resources/images/128x89/1x/17066669.jpg)
![Rishi Sunak on LBC](/resources/images/180x180/1x/17066669.jpg)
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