Almost a third of Scots have changed their spending plans due to uncertainty over Brexit, according to new research.
The KPMG study revealed 30% are actively changing how they save or invest money because of fears about the future economic and political situation for the country.
Just 10% have cancelled or postponed an overseas holiday, however, while 5% put off buying a new car and 3% delayed the purchase of a new home.
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Catherine Burnet, senior partner at the firm, said: "Uncertainty about the future economic and political prospects for Scotland has taken its toll on the business community but our latest study suggests it's also starting to impact public behaviour.
"It's reassuring to see that consumers haven't been put off big ticket purchases - from new cars to house moves.
"But as negotiations on future trading and political relationships continue without agreement, the situation remains volatile and consumer-focused businesses must remain agile and resilient until there is greater clarity."
Elsewhere in the UK, Brexit wariness appears to be most prevalent in London, where almost half (48%) have postponed a big purchase or added to their savings.
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