Loch Lomond Golf Club, which was £132 million in debt five years ago, now owes its bank £5m and its owning members £32m.
The elite club was at that time charging a £70,000 joining fee and £5000 a year to its members, who include high-rolling professionals and celebrities such as Robbie Williams and Sir Sean Connery.
It had run up a £45m loss in one year alone and was heavily in debt to Bank of Scotland.
A New York-based restructuring specialist then sold the club, securing the jobs of some 100 full-time and 200 seasonal employees, to Loch Lomond Members Golf Club Ltd, a company registered in the Cayman Islands and said to be owned by the club's members.
The club's board is chaired by industrialist Sir Nigel Rudd and has nine other directors, including Scott Murdoch, one of four would-be new directors of Rangers if an investor group has its way.
The accounts show that the golf club made a £2.3m loss in 2012, a reduction from the £2.7m loss it made in 2011.
It repaid £2.5m of debt to the bank last year and now only has to find another £5m over the next two years.
However, its member-owned parent company injected another £3.1m during the year, widening that debt to £32m.
Total debt rose from £35.7m to £36.2m, and the shareholder deficit widened from £2.7m to £5m.
The parent company has granted Bank of Scotland the right to 20% of any profits arising in future from new real estate development on the club's land at Luss, or any gains from a sale of the club, over the next seven years.
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